OUR SERVICES

Are you taking more (or less) risk within your portfolio than you should be, given your goals, preferences and constraints? We can help identify, analyze and manage these risks so that you can feel more confident with your investment decision. 

We can help by...

• Determining your individual/joint risk tolerances through qualitative and quantitative measures

• Creating a portfolio asset allocation and individual investment selection to be in line with the risks you are willing to take

• Adjusting portfolio risk levels appropriately as economic, investment, political and personal issues change

When will you be considered financially independent? How much should you save to get there? How will you distribute your retirement income in order to balance your desired lifestyle and financial legacy? Determining these goals is an important step to achieving financial security for the future. Retirement planning should start long before you retire. The earlier, the better. 

We can help by...

• Analyzing your current and future income needs

• Creating an Education plan for you or members of your family

• Continually reviewing and implementing recommendations to fund your current and retirement income needs, in order to maintain your desired standard of living

• Recommending the best distribution strategy for employer retirement plans and IRA’s

How often do you think about taxes? Is it only around the time you are filing your taxes? If so, you should consider taking advantage of tax planning. By evaluating your portfolio’s tax exposure as well as implementing tax reduction strategies, you can keep more of your hard-earned money.

We can help by...

• Providing a comprehensive review of your tax returns to explore opportunities for maximizing tax reduction strategies

• Assisting your qualified tax preparer concerning quarterly estimated taxes and tax returns

• Recommending tax solutions including tax advantaged investments

• Staying up-to-date on and presenting new tax laws that can affect your personal situation

• Giving a year-end review of capital gains and losses to minimize taxes

Protecting your family and loved ones, as well as yourself, your home and your assets is something we all strive for. By assessing your entire financial picture and addressing the gaps or weaknesses in achieving or maintaining financial independence, you can be confidently prepared to handle any unexpected life events that may jeopardize you or your family’s financial plan.

We can help by...

• Designing and implementing an individualized insurance strategy to minimize taxes as well as provide protection

• Review your life, property and casualty, disability and long-term care insurance to best meet your needs

• Coordinate employment-related benefits for your business

With a multitude of investment choices, having the proper process, information and advice that takes your specific goals into account is essential. It can help increase the probability of your short and long-term financial success. However, it can be complex and overwhelming. Take the pressure off yourself and let us simplify your financial planning process by creating your customized investment portfolio.

• Review your investments and design a personalized portfolio appropriate to your needs

• Customized Asset Allocation

• Access to non-correlated alternative investments (assuming you meet investor criteria)

• Frequent meetings/calls to review and evaluate your investment performance, update
   your overall financial objectives and if necessary, reallocate your portfolio as agreed upon by you

• Recommendations regarding allocations within employer provided retirement plans (i.e. 401(k))

Protecting your family and loved ones, as well as yourself, your home and your assets is something we all strive for. By assessing your entire financial picture and addressing the gaps or weaknesses in achieving or maintaining financial independence, you can be confidently prepared to handle any unexpected life events that may jeopardize you or your family’s financial plan. 

We can help by...

• Designing and implementing an individualized insurance strategy to minimize taxes as well as provide protection

• Review your life, property and casualty, disability and long-term care insurance to best meet your needs

• Coordinate employment-related benefits for your business