We hope that you and your family had an enjoyable holiday season. Each New Year symbolically offers the opportunity to make a fresh start for everyone. As always, our primary goal this year is to continue our tradition of helping clients achieve their personal financial goals. To make that process more efficient, check out our 2019 Financial Checklist and identify any of the items you anticipate you will need addressed this year. As we enter into 2019, we cannot predict what exactly may occur, but we do know one thing – investors are filing a new tax form. The Tax Cuts and Jobs Act made significant changes to the tax code and this year we will share strategies that can help you minimize your tax situation. As we like to say, “It is not what you make, but what you keep that counts!” We take pride in our ability to understand and effectively respond to our clients’ needs and concerns and enjoy providing timely information and holistic service to our clients. One of our company’s main objectives is to always offer our clients a first-class experience.
FOR 2019, WE WILL CONTINUE TO OFFER THE FOLLOWING SERVICES
IN ADDITION TO YOUR PERSONAL MEETINGS WITH OUR OFFICE:
We are always available to provide the proper attention that our clients and their finances deserve by offering a strong and frequent line of service, commitment and communication. We would like the opportunity to help you in 2019. After reviewing the checklist, if you see any items you would like to discuss or receive a second opinion, we would like to extend to you a complimentary financial check-up. We would appreciate the opportunity to review your tax plan, estate plan, investment plan, retirement plan and protection plan to make sure they are all coordinated in your best interest. If you are interested in our services, please call us at 423-266-2036 to schedule an appointment.
2018 vs 2019: PROCEED WITH CAUTION
2018 kept investors on the edge of their seats. Trade wars, natural disasters, geopolitical unrest and U.S political division all kept us wondering how each one would affect the economy. In 2018, volatility returned to the U.S. equity markets. During the year, many indexes set new highs. However, after a very tough fourth quarter, equity markets finished on a sour note for investors. For 2019, the mantra of “proceed with caution” is the battle cry among many experts. The Tax Cuts and Jobs Act has brought new tax forms and we are staying apprised on how they may affect your personal situation. In addition to the new tax forms, rising interest rates, stock market volatility and potential trade wars could continue to provide disruption for investors. Having a solid foundation, design and strategy is critical to the outcome of your financial plans. Keeping your plan up-to-date is always wise and will be especially integral for 2019.
As always, our primary mission is to provide our clients with guidance and support on the road to their financial goals. This is a good time to review and discuss your plans with us. We can help you determine if you are still on track to meet your long-term objectives, confirm your time horizons and your risk tolerance. If you have any questions or concerns, please call our offices and we would be happy to assist you.